Cidel Bank Canada Deposit Account Fee Disclosure

Fee Disclosure

These fees apply to deposit accounts at Cidel Bank Canada.

ServiceFee Per Item
Monthly FeeNone
Wire Transfer Fees$25 CAD
Wire Return Fee$25 CAD
Account Closing Fees$50 CAD
Unclaimed Balances in Inactive Accounts$50 CAD

Interest rate information

Rates as of August 1, 2026

Deposits

Demand Deposit Interest Rate
CAD0.25% per annum
USD0.00% per annum
OTHER0.00% per annum


Loans

Please contact us to obtain a competitive interest rate on a loan.


Cidel Bank Canada CAD Prime Rate

Cidel Bank Canada CAD Prime Rate 4.45% per annum


Cidel Bank Canada USD Prime Rate

Cidel Bank Canada USD Prime Rate 6.75% per annum